As a South Dakota worker, it’s normal to have questions regarding whether you are covered under workers’ compensation.
Unfortunately, according to the South Dakota Department of Labor and Regulation, the state has no laws requiring employers to carry workers’ compensation insurance. Although, the Department does “highly recommend” it because uninsured employers can be sued in civil court by injured workers.
Read on to learn more.
Who Is Covered By South Dakota Workers’ Compensation
Employees who get sick or hurt as a result of their working duties are often covered under workers’ compensation insurance. However, South Dakota does have a few exceptions regarding who can receive coverage. Workers’ compensation in the state does not apply to:
- Farm or agricultural workers
- Domestic servants who work less than 20 hours per week or less than six weeks in a 13-week period
- Independent contractors
What Is Covered Under South Dakota Workers’ Compensation
If you are eligible for workers’ compensation, you may be able to receive benefits for:
- Work-related injuries
- For instance, if you fall off a ladder in the back room while reaching for something on a high shelf.
- Repetitive stress injuries
- These types of injuries, such as carpal tunnel syndrome, develop gradually over time and typically get worse as time goes on.
- Work-related illnesses
- This includes any sickness you sustain as a result of your work environment.
The 5 Types of South Dakota Workers’ Compensation Benefits
South Dakota employees can receive the following five types of workers’ compensation benefits:
- Medical benefits
- Temporary disability benefits
- Permanent disability benefits
- Rehabilitation and retraining
- Death benefits
If you’ve been hurt in a work-related accident and need help recovering the benefits you deserve, don’t hesitate to give our team of workers' compensation lawyers at Beardsley, Jensen & Lee a call.